Fresnel Financial Services is a local veteran- and woman-founded financial planning practice dedicated to helping our clients build confident, resilient financial futures.

Guided by the precision of the Fresnel lens—an innovation that brought clarity and direction to mariners worldwide—we provide focused, strategic financial guidance to illuminate the path toward your goals. Our advisors specialize in comprehensive financial and retirement planning, income distribution strategies, insurance solutions, and Medicare and senior healthcare planning.

We believe planning for the future shouldn’t be overwhelming. Our team takes time to listen, educate, and create personalized strategies for every stage of life—from building wealth to planning for retirement, navigating Medicare, and protecting loved ones through insurance and long-term care solutions.

At Fresnel Financial Services, we value trust, relationships, and clear communication. We’re proud to serve the Greater Richmond community with integrity, clarity, and expertise—helping clients make informed decisions and achieve lasting financial confidence.